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MarketWatch.com - Marshall Loeb's Daily Money Tip
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Copyright: Copyright 2009, MarketWatch, Inc.
Buying a business is a decision full of complexity and room for error. It is by no means easy. That’s why it should not be taken lightly. Having said that, there are some basic guidelines to keep in mind when you embark on this process.

If you’ve recently lost your job, or are soon to be unemployed, you’re going to want to know what your health insurance options are. One option you may qualify for is Cobra, the federal law that allows you to temporarily continue your employer-sponsored health plan, usually in the event of some form of layoff.

Graduate school can be an expensive decision. Not only will you need to pay for tuition, but you’ll also give up any income you might have otherwise brought in during that period.

If you’re planning on a new baby in your house, your finances should be in order. In addition to all the responsibilities, babies come with a long laundry list of expenses. If not handled properly, these can become overwhelming or at least detrimental to your financial health.

Radon is a serious problem. After smoking, it’s the No. 1 cause of lung cancer. The good news is you can detect radon in your home and remove it with relative ease.

If you’re planning on putting your home on the market, consider fixing it first. Simple cosmetic changes don’t cost very much and they can make a real difference to a buyer.

The job market has seen better days. And if you’re in the middle of a job search, chances are it is taking you longer than you’d like. While this can be frustrating, it’s no reason to jump at the first offer that comes along. If the job isn’t right for you, it might do you more harm than good.

Preventing crime doesn’t have to cost you. If you are worried about break-ins in your neighborhood, there are plenty of cheap alternatives to safeguard your home.

Owning a credit card for your business comes with certain advantages. In fact, as your business grows using one can become necessary for saving you both time and money.

Lead paint poses a real threat to your family’s health, especially your children. Older homes, in particular, are at greater risk for lead exposure. So, if you live in a house more than 30 years old and haven’t yet tested for lead, it is not too hard or costly to do -- and it may be well worth it.