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 Of all the ways we could earn money, generating passive income is my absolute favorite, and becoming a passive entrepreneur is my ultimate dream. Why passive income you might ask? Well who doesn't want to earn money while doing nothing, well not absolutely nothing unless you consider going to the bank to withdraw your interest earnings too much of a hassle. The passive entrepreneur earns while watching a movie at G4, drinking coffee at starbucks, hanging out at Tiendesitas even while they are sleeping. These entrepreneurs have none of the stress thats related to having a job, and none of the headaches associated with owning a business. They make their money work for them. The typical portfolio of a passive entrepreneur includes a mix of time deposits, stocks, mutual funds, UITFs, rental from properties, bonds and government securities. While it is possible to earn all your passive income from one investment vehicle, it's better to diversify to minimize risk and to maximize your earning potential. But earning enough from your passive income to cover all your expenses and your occasional wants is really difficult, unless one is born very rich or inherited a large sum of money. It takes millions of pesos and two or more of properties for one to be able to live off the interest and rent so becoming a passive entrepreneur takes time to build up, usually over the years and most only get to enjoy the fruits of their labors when they are already in their 50s, 60s or even 70s so start saving and building up your assets as early as possible. I am personally aiming to rely on passive for 100% of my expenses when I hit my 40s where I only need to work because I want to, not because I have to. I could never stress enough the importance of saving and investing you money at the earliest possible time. You don't need to have hundreds of thousands of pesos to start saving up for your passive income. Aside from the more traditional and well know time deposits, you could start investing in mutual funds and the stock market using an online broker like Philstocks for as little as five thousand pesos only. From then just keep of reinvesting your interest and watch your investments grow. There are also many strategies that can help increase our passive income earning potential which will be discussed further in the days ahead.  So you have just decided to open your own franchise business and you want everything to be just perfect come opening time so you spared no expense in ensuring it does. But did you know that most of the time, this sort of thinking is what makes a business fail during the start up process? Money, as we know is a limited resource and like any other limited resources, we must think and use it wisely. There are parts of the whole business process that we can save money on and some that we must not As a rule, it's important that you do not skimp on resources when you spend money on the customer service, convenience and accessibility aspect on your business. The location of your business is perhaps the most important ingredient whether your business succeeds or fail. Places with a steady supply of human traffic is ideal so malls should be on the top of every businessman's list. The downside to this is that securing a spot in a mall is quite expensive, especially on popular ones like SM where they also earn a certain percentage of your sales. It is by no means a guaranty that your business will not fail if you set up shop in malls as any location with lots of human traffic like LRT/MRT stations and places near schools is ideal. But when it comes to constant streams of human traffic that actually increases during holidays and summer breaks, nothing beats the mall. With that said, you can save on everything else in the process of doing business. Take for example the delivery vans. While brand new one are really much better than second hand cars, there are reconditioned vehicles there that cost half of what a brand new one might set you back and are just as good. The same could also be said for equipments. If possible, buy used or reconditioned business related items if it can function just as well. When it comes to storing you inventory, you could renovate your house instead of renting a warehouse just to store it. It might be inconvenient to some to share your living space with various inventories, but you are saving quite a bit of money by doing so. You can always rent a warehouse when your business is already more established. Get some free advertising by getting yourself featured in a magazine or better yet, a TV show. It's a great way to advertise your business and you will be reaching a huge market eager to try out your product or service.  Here is a unique franchise for people who are looking for something different. Laser Art offers an engraving franchise service for wood, metal or glass surfaces. Here are the company's profile as well as frequently asked questions. How does your franchise work? Laser Art's main facility is located in Cebu and they have the craftsmanship and equipments to produce excellent engravings on mostly wood items and according to the wishes of the client, who provides a picture of the original, the image will then be engraved on the surface material. How are franchises awarded? Franchises are awarded by areas, which can be the size of a whole city or even a group of provinces depending on the expected business volume of certain areas. Each franchise has to set up at least one cart of kiosk in a leading shopping mall in the area or a small store space near the town center. Those outlets are allowed to open additional cart of kiosk facilities within their territory. Those outlets shall be operated by franchise and not sub-franchised. Franchisee may grant dealerships to souvenir shops, boutiques or other fitting establishment for the distribution of the Laser Art engraving products within the granted area without charging any dealership fees. How does the franchisee work? Since the investment in the equipment is extremely high, the franchisee does not have to purchase any engraving machine and does marketing of the products only. Franchisee sends the details for each job order together with the images to the main office of Laser Art, where the engraving work will be done as specified and sends it back to the franchisee, who then delivers it t the customer. Area Franchise Fee: 99,000.00 PHP Franchise Inclusive of:
Capital Requirement: 300,000.00 PHP including franchise fee Interested parties may contact : Mr. Harry Radaza Laser Art, 2nd Floor, Radaza plaza building. Osmena st. Lapu-lapu city. Cebu Tel: (032) 342-8732 Email: laserartasia@yahoo.com  Times are changing, your children needs the edge in his or her studies to make it big in todays world. Why not start them early and give them the advantage over others with Fast PREP Inc. Fast Prep has developed a very effective and innovative reading program that teaches 3.5 to 6-year old children to read in just 30 days or less! We are in fact the first in the world to offer this amazing program. Due to the success of our program, We would like to announce (and many have much anticipated) that Fast PREP Inc. is now open for franchising. Yes, the company that taught hundreds of kids around Laguna how to read in 30 days will park their school bus in Trinoma Mall as part of our business expansion in Metro Manila. Trinoma will now be new home for Fast Prep Inc. Now, kids around the Metro Manila area will get to experience the Fast PREP advantage. If you are interested you may contact us at 0927-394-8488 or in our contact details below. Los Banos Tel: (049) 5364851 Official Cell Phone: 63-917-377-9297 Email: info@fastprepinc.com / fastprep_lb@yahoo.com Calamba Tel: (049) 5450512 Official Cell Phone: 63-917-377-9297 Email: info@fastprepinc.com / fastprep_lb@yahoo.com San Pablo, Laguna Tel: (049) 5611966 Official Cell Phone: 63-917-377-9297 Email: info@fastprepinc.com / fastprep_lb@yahoo.com  Do you want to have your own line of products to sell? Be a JC Spice outlet whether you already have your own store or not! If you want to have additional things to sell in your store with discounts of 2% to 70%, Then the JC Spice outlet is for you. With a wide variety of exciting products to sell like apparels, gadgets, footwear and a lot more. Even if you don't have an existing store, you could turn it into a home-based business to save on the overhead costs and we will help you in advertising because you outlet will be presented in all out catalogs. All independent distributors near your area who plans to purchase something will go to you instead of the main office. You will be the one they will buy from. Likewise for convenience store outlets, only one will be permitted in an area. No two stores will be near each other. Other convenience stores faces a lot of competition because their outlets allow their stores to be opened near each other, so it only takes a few steps before reaching another store that they have franchised. But with JC Spice Business Center, you can be the sole exclusive franchisee in your area. No need to worry about present and future competition in your area. All JC Spice outlets that will open in the future in your area, you will be the sole supplier so inquire now. JC SPICECORP INC. Our office is located at G/F Bazaar Area Bldg. C. Metrowalk, Meralco Ave. Brgy Ugong, Pasig City. The office is near the flyover and in front of Union Bank building. Tel No: (02) 635-2022 Orders: (02) 637-3873 Warehouse: (02) 426-3673 Fax No: (02) 634-4956 Email Address: misdept@jcspice.com Door-to-door delivery: door2door@jcspice.com  More and more Filipinos are aware and using Optimus CISS over costly ink jet cartridges, because it saves them up to 95% on their printing expenses. It’s high time every household and office got Optimus CISS-connected. Metro Manila residents will get FREE delivery and installation. You can now try the most talked about unlimited ink in town right in your doorsteps. Optimus CISS will bring you great unlimited ink wherever you are, at the lowest price possible. So you can just sit back, relax and see the ink-saving results for yourself. Receive your orders in tiptop condition and now serving Metro Manila, nationwide and even across the globe. Our customers are very dear to us, and our primary goal is to ensure that you are happy with your purchase and experience. How Continuous Ink Supply System (CISS) Works? The CIS system uses very large ink tanks, which are connected with silicon feed tubes to the print head nozzles. This system work by the print head drawing ink from bottles next to the printer. The cartridges remain in place permanently in the printer. So there’s no need for cartridge replacement! Benefits of Optimus CISS unlimited printer ink:
Printing convenience served daily. Stop by or call us TODAY! International Toll Free: 1-888-331-7493  With another great addition to hair salon chains in the Philippines. Kaya hair studio is now open for franchise. They have already various branches located at:
FRANCHISE FEE:
The Initial Franchise Deposit of P 10,000 is non-refundable. The Franchise Fee covers the following:
Royalty shall be based on the salon’s projected monthly gross sales which shall be determined by the franchisor prior to site approval. Refer to the following: Projected Sales and fixed monthly royalty: P 100, 000 to P149, 999 royalty fee of P5, 000 a month. P 150, 000 to P199, 999 royalty fee of P7, 500 a month. P 200, 000 – P299, 000 royalty fee of P10, 000 a month P 300, 000 – up royalty fee of P15, 000 a month. For interested parties, please text or give me a call at 0920-9058931/ 0922-8280299 or email me at kayahairstudio@yahoo.com  Look out potential franchisers, a new laundry shop is in town and it’ ready for franchising. Dean of Clean is a duly registered single proprietorship entity, an established laundry services with five (5) branches in Metro Manila. Dean of Clean offers wash-dry-fold, pressing, and dry cleaning with free pick-up and delivery for all your laundry needs. All laundry services rendered to will be given importance and top priority by our properly trained and courteous staff. Our laundry procedure does not demand exclusive machine application alone but of tender and diligent human touch, from manual rinsing, natural dry-hanging, refined folding, delicate pressing to punctual and proficient delivery with emphasis on attention to detail. All Dean of Clean personnel are sourced, selected, hired and trained by professionals of the laundry industry before being seconded to Dean of Clean for operations. Subsequently, additional training on latest laundry product applications and any new cleaning methods and processes are being conducted on a regular basis. Our staff and personnel are up top date with the latest trends of the industry. Franchise Fee: P100, 000.00 one time only Franchise Includes:
Franchise Now! Inquire Now! My email ad is dean_of_clean@yahoo.com Proprietor: Richard D. Bernardino Contact details and branches: 238 M. Ocampo Sr. Ext. Contact Number: 895-4322 1161 Dona Soledad Ave. Bicutan 289 Tandang Sora Avenue, Quezon City This is the web site pinoyfranchising.blogspot.com
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This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information. Newsletter If a user wishes to subscribe to our newsletter (powered by Feedburner), we ask for contact information such as name and email address. Out of respect for our users privacy we provide a way to opt-out of these communications. Cookies A cookie is a piece of data stored on the user’s computer tied to information about the user. Our site don’t use cookies. However, Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies, once we have given permission for them to set cookies for advertising. 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Contact Information If users have any questions or suggestions regarding our privacy policy, please contact us at: rasoni78@yahoo.com  Called bagong bayani (new heroes) by our government, millions of them leave for abroad yearly to seek better job opportunities that they could only dream of having in their own country, they are called OFWs and they are the biggest contributors to our economy today. A lot of lives has been uplifted by the money sent home by our modern heroes. But it's not just important to keep sending money back home. Their families must also be educated on how to properly use or invest their money. Most OFW families don’t know what to do with the sudden influx of money. Some immediately buy a new car, a house or go on expensive shopping sprees thinking that the money remitted will never end, never giving a second though and asking the questions what if my husband, wife, son or daughter lost their jobs overseas? Will we be able to continue paying for our monthly amortizations? Without thinking things through, most will loose their properties as fast as they got them. It is not enough for us just to earn and earn, we must also have the financial literacy to properly manage our finances. Here are some tips that can help guide the OFW in financial planning with their family. 1.) Before anything else, the OFW must clearly state to their family that the funds he or she is sending should only be used for necessities like rent, food, medical, educational and various emergency needs. The money sent home should not be used for throwing barangay size parties, shopping sprees or gambling money for tatay, nanay, ate or kuya. 2.) When planning to buy big ticket items like a car or a house, have enough savings first to cover at least 5 to 6 months worth of monthly amortizations just in case the OFW lost his or her job. This is very important unless you want the bank to repossess your properties. Just remember that it only takes 3 months of delinquency for the bank to begin taking steps to obtain your property. 3.) This may sound mean, but it's practical. If you don't think your family will use the money you sent home wisely. Open 2 savings account and don't tell anyone about your other account then remit part of your earnings there. Trust me, the remittance fees are a small price to pay to guarantee that there will be some money left when you get home.  Coffee shops are the trendiest business you can start today. With their popularity evident in various establishments and malls all over the country. TAZA coffee is one such shop which offers great tasting coffee with excellent ambiance for everyone. TAZA coffee is first located in the heart of the historic Cagayan de Oro (CDO). Fresh, bold beautiful and distinctively expressed cup business since 1998, recognized during the feast of CDO patron saint of Rosario strip, Limketkai Center. TAZA takes it's name from the Arabic word for freshness Taza and operated by long time residents the Sy-Lee family who firmly believe in the necessity of inviting all patrons to take part in the building a sense of community materializing the family belief, by selecting the finest raw gourmet coffee beans roasted to perfection for an exquisite cup every time, where you can choose from rich, pure coffees with other exotic blends and flavorful espresso coffees, exciting frapps and other delights by a perfect ambiance and by well trained professionals and friendly staff that will complete customer satisfaction. You can now own a TAZA franchise and bring their excellent coffee to everyone. Franchise Information Franchise Fee: 300,000.00 Franchise Inclusions:
Total capital requirement: 2M (estimated) Royalty fee: 3% Space requirement: 50 square meters RK Franchise Consultancy Ground Floor Minnesota Mansion, 267 Ermin Garcia, Cubao, 1109 Quezon City, Philippines Manila (02) 912-2946, 912-2973 Cebu Office (032) 273-3827, 238-3933 16SA Mars St., Villa Christina Punta Princesa, Cebu Nationwide Toll free: 1800-10-88888RK  Milk Cebu is well known coffee shop in Cebu city and in 2003, the Simtoco siblings took over the management of Milk Cebu and since then, they have made the coffee shop popular among the yuppies and collage students in the up town area of Cebu City. Aside from the regular offering of a variety of coffee concoctions, Milk Cebu is a regular hang out for those who l;ove their crepes, smoothies etc., The Simtoco's plan to bring the delectable taste of milk Cebu all over the country by offering franchises nationwide. Milk Cebu will make a great addition to the growing coffee shop industry in the Philippines and will benefit the coffee farmers of our country. Franchise Fee: 300,000.00 pesos Franchise Inclusion:
Required space: 70 square meters minimum Royalty Fee: 5% monthly gross sales Outlet investment: 2.4 million pesos If interested, please contact the following RK Franchise Consultancy Ground Floor Minnesota Mansion, Nationwide Tollfree: 1800-10-88888RK 267 Ermin Garcia, Cubao, 1109 Quezon City, Philippines Manila (02) 912-2946, 912-2973 Cebu Office (032) 273-3827, 238-3933 16SA Mars St., Villa Christina Punta Princesa, Cebu  Ever heard of durian coffee? This is but one of a huge line of specialty coffee products available at Bluegre which is currently offering it's franchise to the whole of the Philippines. Bluegre coffee is Davao's first and leading specialty coffee shop found in 1998 by husband and wife, Gatchi and Larcy Gatchalian, both from Manila but consider themselves Dabawenyos by heart. Blugre coffee has two branches, one in Landco Corporate Center and at Matina Town Square, Davao City. Established in June 1998, Bluegre's coffee claim to fame is it's signature drink, durian Gatchpuccino, a hot cappuccino concoction that blends espresso and the fruit durian wonderfully. It has been dubbed as the king of all coffee. Bluegre is responsible for creating a coffee culture in Davao, and leads the pack mainly because of the coffee lifestyle experience which Dabawenyos enjoy up to now and hopefully share to the rest of the archipelago. Bluegre coffee was recently chosen as the National Shoppers Choice as best coffee shop in Davao. Bluegre Coffee is now ready to offer franchise outside Davao with location and franchisees strong business sense as the primary considerations for awarding such franchise. Franchise Fee: 600,000.00 Pesos Inclusive of:
RK Franchise Consultancy Ground Floor Minnesota Mansion, Nationwide Tollfree: 1800-10-88888RK 267 Ermin Garcia, Cubao, 1109 Quezon City, Philippines Manila (02) 912-2946, 912-2973 Cebu Office (032) 273-3827, 238-3933 16SA Mars St., Villa Christina Punta Princesa, Cebu Cebu Office (032) 273-3827, 238-3933 16SA Mars St., Villa Christina Punta Princesa, Cebu  Everyone, regardless of social status should have the inclination to save money. Having sufficient funds to cover emergencies should be the first priority of everyone especially if you are the head of the family and have dependents that look to you for financial support. Saving should become a habit and not just a spur of the moment decision or a whim; you’ll never go far if these are the only instances that make you save. Developing the habit of saving money takes discipline, that’s why many of us have trouble saving. The reasons why people have a hard time are as varied as each of our personalities. Whatever our financial status in life maybe, there are always instances and opportunities to save if we carefully study our spending habits. Most of us never give though to the things we spend our money on, whether it’s a need or a want. Needs are things we spend money on for our daily existence like food, rent, utilities, medicines and other things we need and can’t do without. Wants are things we spend money on not because we need to but only because we want to. Very good examples of wants are the latest cell phone models, eating out regularly at expensive restaurants, branded clothing and a lot more. These are things that we don’t need for daily survival and more often than not, have cheaper alternatives to them like cooking at home instead of eating out or hanging on to your old cell phone model instead of rushing out and buying the latest ones available in the market. Spend your money on needs only and save the rest. It’s not important how little or how much we save, but save on a regular basis. It does not matter if you are a CEO of a huge multinational company or a minimum wage earner. There are ways that we can save. Take the case of a minimum wage earner. If he can’t make ends meet then how in the world can he find the money to save? If you look carefully, the average employee spends their salary on leisure things like cigarettes, meriendas and gambling. Take gambling for instance. Almost all Filipinos love gambling and playing the lotto is a favorite past time. Who doesn’t want a chance to become an instant multi millionaire? For many, the lottery gives them hope of getting out of poverty, although the odds of winning is as high as me being stranded in a deserted island with both Marian Rivera and Iwa Moto. If you spend 20 pesos a day in playing the lotto, that’s 600 pesos a month and 7,200+ pesos a year! That’s a month’s net salary for a minimum wage earner just from spending 20 pesos a day! Imagine if you spend 40 pesos and the cost of playing lotto yearly would be an outstanding 14,400 pesos that can be saved, and if properly invested, that money can help your savings grow well into retirement. Who wouldn’t want that right? So start saving for your future right now.  With success and popularity of Manny Pacquiao. Many Filipinos are now into boxing, both as a sport and as a way to keep themselves fit and free from stress. Now, Body Worx Fitness Club is brining Manny's world famous trainer Freddie Roach's style of training to the Philippines. You can have the opportunity to own a franchise associated with one of the world most famous boxing trainer. With the upcoming fights of Manny and the current popularity of boxing in our country, this is a great business investment to start. Here are the requirements and procedures in getting your franchise. What are the qualifications I must have? You must have a successful professional track record, people handling skills, determination to learn the business and ready to take on the challenges of managing the business Who chooses the location for the Body Worx Freddie Roach boxing camp? The license applicant is required to recommend a specific location of at least 200 suare meter. the proposed site is then forwarded o the Body Worx Fredie Roach Boxing Camp management office for assessment and verification. How much is the minimum investment? Do you have a license packages? To own your own Body Worx Freddie Roach Boxing Camp, you need at least 200 square meter of usable space, pay a licensing fee of 350k pesos if the space is up to 300 square meters or 500k if bigger and an annual continuation fee (240k / 300k) covered by a licensing agreement of 5 years. Renovation of the place depends on the location and basic equipment set up investment in 1.210M pesos. Training for boxing coach is provided by Licensor. Where can I buy my equipment and supplies? The Body Worx Freddie Roach Boxing Camp is the sole distributor of machines and equipment's, programs and supplies. Who will hire my employees? The licensee directly hires the required number of crew based on the standards set by the Body Worx Freddie Roach Boxing Camp. However, our human resources department can assist a Licensee in filling its personnel requirements. What training do I get? Body Worx Freddie Roach boxing camp management provides a full management training program to ensure the success of operating a boxing camp. The training includes fitness program, an on site training on operations standard and customer relations for boxing camp crew. Do I get marketing support prior to and during opening? Body Worx Freddie Roach boxing camp provides a boxing camp opening package which includes all the unnecessary marketing collaterals needed for a successful boxing camp rand opening. Interested parties may send their letter of intent with bio-data and if available pictures and location map to Body Worx Fitness Club, Inc., 33 West Avenue, Quezon City fax no: (02) 410-3866 local 113 email: kathy@body-worx.com Upon receiving your application, these are the steps for being a member of our team.
 Almost everyone by now who has been strolling through the malls have heard of Kettle Korn. The heavenly smell of freshly popped popcorn has indeed made a lot of mouths water weather your are young or young at heart. Owning a Kettle Korn franchise would be a wonderful investment since they are now of their way of becoming the most well know brand of popcorn to ever hit the market. Owning a franchise is easy, here are the requirements. Franchise Package - P15,000 Inclusive of:
Food Cart Concepts, Inc. 6/F RFM Corporate Center Pioneer cor. Sheridan St. Mandaluyong City Tel: 633-5542; 634-0532 Mobile: 0928-3297777; 0915-5187013 Email: foodcart_concepts@yahoo.com  With the popularity of digital cellphone and cameras, the old way of taking a picture via film is slowly going away now, but with new technology comes business opportunities that are previously unavailable. Developing pictures used to take hours or even days. But with the advent of digital technology, developing our pictures now takes only just minutes and is also significantly cheaper. Enter the digital photo printing and P1 Peso print business. They have an affordable business model to cater your needs and use your existing materials and gadgets. Works like a franchise but with freedom to expand on your own.
For more details txt or call me and look for Jonjon Smart – 0918 409 7770 Globe – 0915 987 1000 Sun – 0923 312 0902  I have recently stumbled on a hot new franchise company whose products are well within the reach of the average entrepreneur with lots of options to choose from. Who said food cart franchises have to be expensive. Introducing the all-in 16,888 pesos franchise. No Mislead, No Catch, No Additional Investment. Why spend hundreds of thousands of pesos for just one franchise? With only P16,888 you can already have your own mini-food cart, inclusive of franchise fee, equipment, signages, mini-food cart, 1 set uniform, 500 pesos worth of initial inventory, marketing support, business assistance, discount card, and even free accident insurance! They are open for franchise in Luzon, Visayas and Mindanao. Payment is very easy because they accept all major credit cards as well as bank checks. Here are the franchise details: 10 Products that are up for franchise:
Take all and run your own mini-food court, and still be LESS THAN one hundred thousand pesos in investment! Join Filtrepreneur, Inc. Unlike other setups we have our own manufacturing facilities, one of the biggest in the country. We have new equipment. We deliver to our franchisees. We are ideal business partners! SILVER PACKAGE MINI-CART P16,888 ONLY! READY TO OPERATE Inclusions:
Erwin Roi D. Lanante Home Phone Number – (02) 718-11-36 Cell Phone Number – 09224301263, 09173936507 Email Address – microshoxx@yahoo.com.ph For FULLDETAILS details text me and i will email it to you.  Vitamins and health supplements are very big business in the Philippines. Just look at the amount of commercials promoting these two products during non time and prime time shows in major networks today. Filipinos love to themselves and their family healthy so it's no wonder why there is such a huge market out there for health products. When it comes to vitamins, Fern-c is the number 1 Vitamin C in the market today with reported sales of up to 1.1 billion pesos in 2007 is now open for franchising or FERNchisers. This high quality non-acidic product in sodium ascorbate form is made in Switzerland, with BFAD No. DRXY32193. For more info regarding the company, please visit their website at www.fern-c.com Those willing to franchise may get started simply by purchasing a minimum of 120 boxes containing 100 capsules for Php 60,000. The SRP of Fern-C is Php 750 per box, and you may verify that by visiting Watson's, as they also carry the product. As one can see, franchisers are able to save 33% off the SRP, purchasing it at only Php 500 per box, offering a profit of Php 250 per box sold. Top FERNchisers or stockists are earning an average of Php 200,000 on a monthly basis through sales rebates alone. This is a fantastic opportunity with a solid company and an outstanding product. Those who are interested in a franchise may e-mail them at livethedream10@yahoo.com. Further contatc details are provided below. Contact person: John Rodica Contact number: 09213844910 Email: livethedream10@yahoo.com  Good news for everyone whose been waiting to do business online but has found it difficult to properly send and receive payment from anyone and anywhere in the world. Paypal is now available for Filipinos without any limitations this time around. Why is this significant some of you might ask? Paypal is the world’s largest secure online payment network and the number one payment processor used today. One simply cannot do away with Paypal if you want to have a slightest chance of your business succeeding online. With the popularity of selling things online by listing them at various auction or buy and sell sites like ebay, the potential to earn money is huge. One of the biggest hurdles we have in migrating our brick and mortar business online is an effective payment system. We may have a great product or service that a lot of people are interested in buying or using, but buyers will find it difficult to pay merchants without jumping through various online payment processors that are either difficult to fund, have exorbitant fees or difficulty in converting those digital currency into cold hard Philippine pesos. With the availability of Paypal in the Philippines, all the hurdles in doing business online have been shattered. Paypal has been available in Philippines for around 2 years now, but with lots of restrictions in place. Initially, users from the Philippines can only send money-using Paypal to pay for various goods and services online but cannot receive funds from other Paypal accounts and has no way of withdrawing the money into our banks or debit cards. But all these restriction has slowly been lifted starting with the ability to receive money from other Paypal accounts, followed by the availability of withdrawing our funds through various VISA debit cards like UnionBank’s EON card, and now finally the most exciting feature is the availability of withdrawing funds from Paypal directly to our local bank accounts. With is feature in place, your market will no longer be confined to our shores but to the rest of the world, truly bringing out the true potential of your business. Of course with that said, Paypal is not without any faults. Long time international users have been complaining that Paypal favors the buyer more than the seller. With the ability of the buyer to open a dispute or chargebacks claiming non-delivery of goods and services even if they have already received them and some have abused this system. But Paypal has been addressing this issue and already have improved a lot in this area by making it harder for buyers to do this without presenting any proof of non fulfillment of obligations. In a nutshell, if you are serious about making money from your business by expanding it for the global market and if you don't have a Paypal account yet, then you should definitely go ahead at sign up here PayPal , it's absolutely free.  I was just recently a victim of a new modus operandi of credit card scammers. Anyone who's applying credit cards over the phone should be very careful in giving out their personal information or just abandon that practice although out. A shady credit card agent gave me an unsolicited call in the office offered to give me a Unionbank gold credit card wherein I don't have to submit any documents to them and will just conduct my interview over the phone. Having acquired some of my credit cards that way, I naively gave my personal information as well as the information of my existing Citibank credit card number, join date and expiry date. The agent also instructed me to fax my latest ITR as well as the credit card statement of my existing card. Finding no deviation from the SOP of what credit card agents normally require for an application, I also faxed those documents. A week later, I was surprised to receive a credit card from the courier for my existing Citibank credit card that has my name but bears a different address. Alarmed, I immediately called up Citibank and ask why was a card delivered to me when I did not request for any replacement. Turns out there was someone who called claimed to be me reported that my Citibank credit card had been lost and requested a reissue, he also changed my billing address where the credit card was supposed to be delivered. Luckily, the billing address he has given was incomplete and the courier delivered the card to my office address which thankfully the fraudsters did not change. I immediately blocked my card and reverted the changes made to my billing information and I plan to close my credit card with Citibank because my credit card as well as my personal information was already compromised. I find it VERY surprising how easily it is for the fraudsters to change my billing address. These credit card companies should be stricter in changing sensitive personal information like that through a more thorough verification process like needing to fax a proof of billing for the new address or immediately call back the card holder to verify if they indeed changed their address through the contact numbers originally provided, since I highly doubt these scammers would give out their own landline. I am planning to file this report to the NBI to hopefully catch this syndicate and prevent anyone from becoming victims of this scam. Please do not give out your personal information over the phone and if they claim to be from your credit card company, get their name and phone number or local extension and tell them you will call them back as soon as you verify with your credit card company that the name and contatc number the person who just called you are indeed connected to their company.  I have just finished reading the book of Francisco J. Colayco Wealth Within Your Reach and Making Your Money Work. I enjoyed the books very much and I recommend it to anyone who has not read this book yet to go to your favorite book store and get a copy, it's a great way to learn financial literacy. After finishing reading his book, it got me thinking. Most of us strive to work hard to climb the corporate ladder or start our own business to earn lots of money, but after reaching our goal in earning the money what then? We often believe that getting more money is the solution to our problems, but without knowing how money actually works our money woes will never cease. Most of us don't know how or where to properly invest our savings. We often ask family and friends for advice and often get very mixed reactions like investing it in jewelry, property or just leave it in your savings account. By reading the book, we will be given ideas on how and where to properly invest our earnings and what things we should avoid buying. Filipinos love the lottery and we often see long queues of people in lotto outlets especially if the prize is already in the tens of millions of pesos. But winning the lottery does not guarantee the good life often associated with winning that amount of money. Just recently a news item that caught my attention about a guy winning thirty millions pesos from the lottery end up being poorer than before he won the money. How is that possible most of you may wonder? It's easier than it seems to squander off thirty millions pesos by making the wrong financial decisions. I can't recommend these books highly enough and if you manage to pass by powerbooks give it a browse and I am sure you'll be hooked.  Another exciting entry to the food and franchise business. Cup and straw started operations in June of 2007. With a vision of capturing a big market share in the refreshment industry in Mindanao areas. However this vision led to plans for a nationwide expansion. With its first store located at 5/F Gaisano South Citimall in Davao, followed by two more stores including one in SM City Davao and a newly opened branch at ground floor of Gaisano South Citinall, the frachise business proved to be an excellent income generating business which spark the idea of franchising to expand its present fleet of stores. With our innovative products, limited direct competitors, high market demands, attractive store presentation and faster R.O.I., franchisees are guaranteed of a highly profitable business. Cup & Straw sells delicious and affordable shakes with black sago, black gulaman or marshmallow as toppings for the shake. Our shake comes in 20 different flavors and available in two cup sizes, 12oz & 16oz.
BENEFITS :
E-MAIL ADDRESS : cupnstraw@yahoo.com  Money is a limited resource. No matter how much we earn, it never seems to be enough. I have never heard anyone complain that they have too much money, it's always either my earnings are not enough or I wish I have more money. So it is not surprising that careful money management is very important especially for people who have a family or need to support someone because if something were to happen to you financially, not only are you affected but also people who depends on you for financial support. We must carefully analyze our financial capabilities to make sure that we are not living beyond our means and to also save for the future since our capacity to earn from our active income greatly diminishes as we grow older. Most of us may already be unknowingly living beyond the lifestyle our present income can provide. One of the most common culprits is our credit card spending habits. Credit cards are extremely useful and can actually be more beneficial than cash due to perks and privileges like 3% rebates on gas, restaurant and department store purchases. But credit card also provide us with much more purchasing power than our current monthly income can provide, creating an illusion that we are richer than we actually are. And because of this, most will never think twice about eating out every day or buying the latest gadgets and trinkets on a whim. This kind of artificial lifestyle will continue until they finally maxed out their credit cards to the point of what they can only afford to pay is the interest due to the huge debt incurred while living beyond their means.  With people now getting more aware about the various concerns of the environment like global warming, civic minded business groups with the goal of addressing environmental issue have created an opportunity for us to save the environment while earning money at the same. The BioEnergy Group is a corporate and cooperative social enterprise Group formed in 2007 to implement a multi-billion peso 10-year national Fuel & Food Forest Farming (F4) Program with mass-based participation through the innovative cooperative FarmShare ownership mode. Our Mission is To develop 380,000 hectares of idle land through Forest Farming for Fuel & Food.sharing its profits and benefits to millions of FarmShare owners, rural workers and Ecological Entrepreneurs nationwide, by the year 2018 and establish a Network of 760 Bioenergy Farm Coops nationwide.Each Bioenergy Farm Cooperative contains a 50-hectare mini-forest planted with 135,000 high yield trees.
The Diesel Engine was initially designed to use vegetable oils as fuel. The use of Petrol diesel came about later when oil wells started to produce oil on a large scale. The proliferation and massive use of petrol based fuel has the side effect global warming, which, if unabated, can lead to catastrophic results. Convention on Climatic Changes was formed to address global warming by trying to stabilize the greenhouse gas concentration. The promotion of biodiesel and other environment-friendly fuels is the best option to have the global economic machinery continue churning and at the same time achieve the objective of mitigating global warming. With your help, we could have a drastic movement to use our entrepreneurial principles together to organize, create and manage a venture to make social and environmental change and assess our success in terms of the impact we can do to our society. And with this, I would like to invite you all to join and become part of the Bioenergy Farm Multi-purpose Cooperative. Benefits: 1.) Pro-rated lifetime income share of Bioenergy's F4 Forest Farming of Jatropha,Mango and Moringa Trees. 2.) Pro-rated lifetime income share (surplus and patronage refunds) from:
4.) Combined estimated annual yield can reach 20-40% per annum from full forest farming up to 50-75 years. At your request, I can send you some details for your perusal. Should you be interested in this cooperation or have any questions in this regard, please feel free to contact me at +63905.349.35.36 or send me an email at andrew.viray@yahoo.com Our Partners:
BioEnergy Farm Development Corporation The Management Arm of BioEnergy Farms MPC Suite 1609 Medical Plaza Ortigas, San Miguel Avenue Ortigas Center, Pasig City, Philippines 1600. |
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