Government grants as an option of debt relief is not very popular. This is basically due to the lack of awareness amongst the people. Every year billions of dollars are kept aside for the purpose of giving away as government grants. People do not opt for these grants for debt relief because they think that [...]

Many people seem to enjoy living beyond their means. Based on their income and assets, their standard of living would be comfortable “here” but they move it up a few clicks so that their standard of living is actually practiced at a higher level. Much of this is done using credit and depending on the [...]