Good background reading before you take out a loan

How much to borrow is always a key decision. This article gives some good general advice

If you are selfemployed and want a loan, this article is a useful read.

The car salesman will also want to sell you a loan. Stop. You ill probably get better terms elsewhere.

1 in 3 people in the UK have a bad credit history. This article discusses the problem and the solutions.

Bad credit loans can be expensive. This article provides some useful advice

If you've got a poor credit history, can you borrow and if so how much ? This article explains.

Your credit rating is important. This article explains how credit ratings work, their effects and what to do if the score is based on incorrect information.

When do have an adverse credit rating? The situation is far from clear but this article sheds light.

Despite what they might profess, money lenders with sky high interest rates are preying on the people who are in the worst position of anyone else to pay the cash back. But no more, says the Competition Commission, which is standing up to these ‘Loan Sharks' and taking a stand.