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Dividend stocks.

A dividend stock is a stock that pays a percent of the companies earnings to the investors.

Most dividend stocks pay every quarter or 3 months. Some dividen stocks pay more often even as much as every month.

Dividend stocks pay into your brokerage account or online trading account or you can get paid the dividens. You also can get paid dividends to a drip account.

The advantage to dividend stocks is you earn money every quarter or more often. Most companies try to keep dividens the same or increase them. They hate to lower dividends because investors know they are doing bad if they do.

You can buy dividend paying stocks from a broker or online trading accounts. You can even buy drip accounts from the companies and they invest the dividends back into more stock for you. This is the lowest cost way to buy stocks it is almost free stocks. This is called dividend reinvestment plans.

One of the best dividend stocks is exon mobile. They are not one the highest paying dividend stocks but they are one of the best investments for the last 15 years. They pay dividends every quarter and have increased them every so often. The stock has made close to 15% profit some years with the dividend and stock price going up. The average profit is around 14% for the last 10 years with the dividend payment and stock price going up.

Exon stock can be bought in a drip plan so you do not need a broker. Exxon mobil requires $500 to start the dividend stock plan. They reinvest the dividend for you and buy more stock with it. This is one of the easiest ways to invest in the stock market and not use a borker or pay high broker fees.

We will list dividend stocks and phone number to join the drip plans to buy stocks without a broker. We also will list high dividend stocks So bookmark the basic investor site and come back for the list of drip stocks you can buy without a broker.

Best paying dividend stocks.
List of dividen stocks.

.::drip stocks::.

Drip Stocks.

Drip stocks are stocks that allow you to buy more shares with divedend from that stock. You can buy as little as one share and then buy more shares of the stock directly from the company or broker who handles the drip program.

Drip stocks main advantage is low fees and lower cost. You can set up some drip stocks for as little as $250 to start. Then you can ad from $50 a month or as much as you want.

Drip stocks are a great basic investing program. You can even set up drip retirement accounts. The money you invest buys stocks in one company and that company pays divedends. Drip investments reinvest the dividend automaticaly so you get more shares in that company.

They are easy to set up and very liitle work on your part once they are set up. You can have mutiple drip stocks so you do not invest in just one company. I like the drip stocks for retirement accounts. You set them up and send money in when you want to invest more money. A broker or the company handles all the rest. Very simple invesment idea. You invest the money and add more when you can. The company buys more stocks for you with every dividend they pay. It really can add up to alot of money.

You can find drip stocks on the internet. Alot of companys offer them. Most want you to own atleast one share before you can set up drip account. This means you need a broker to buy one share for you. Some drip stocks let you buy right from the company no broker needed.

The only disadvantage to drip stocks is you own one company unless you buy drip stocks from mutiple companies. You can do this but it might make doing your taxes harder unless you use a tax software or company to do your taxes.

Would i invest in drip stocks yes. I own drip stocks myself and have made good moeny for the last 15 years. Just make sure to look at the drip stock you want to invest in. Look at the stocks earnings for last 5 10 or 15 years. The longer the better. This will show you what average rate of return they pay. The higher they paid for the longer amount of time the better the drip stock is.

.::investing in mutual funds::.

Investing in mutual funds.

Investing in mutual funds is one of the easiest ways to invest. You can go to a invesment company near your home or invest online or by mail.

Each mutual fund company has thier own fees and funds. I suggest you look online for mutual funds or buy a magazine with mutual funds in it.

I preffer investing in mutual funds that are well known. You will see alot of the top mutual funds on tv and in magizines. I preffer the top mutual funds because they have a longer track record that i can compare how well they did for last 10 years.

Low cost mutual funds and the fees the charge are not the main point to me. I would rather have a fund that pays me well or has good rate of return on invesments than one that has lower fees.

When you narrow the mutuial funds down to the top ones you want to compare just look at each fund you like and check out what the percent of return has been over the last 10 years. I will invest in funds that have been around under 10 years but not ones under 5 years.

Look to invest in mutual funds with a good return on your money for last 5 to 10 years. Most iunvestments will make money some years but only good ones make money most of the last 10 years. Every mutual fund will loose some money from time to time. You just are looking for funds that make more over the last 5 years or more. Check out the rate of returns for last 10 years that should narrow down the mutual funds you wnat to invest in.

When you find a good mutual fund make sure it is not in one sector. try to get a balanced mutual fund that invests in all types of companies. You do not one that only invests in oil or drugs. You want to invest in mutual funds that have some of each type of company so if the market goes down your invesment is safer.

Once you find the mutual fund you want to invest in call or email the company. You can go to the mutual funds office if they are near by. All the mutual funds will send you information on the investments and the forms to sign up.

Remeber to look at how muh you need to invest in mutual funds some companies require $1,000 to start and some let you invest for $250 and have $50 a month taken out of your bank account untill you have the $1,000 invested.

I also look at how much i have to invest each time i want to add more money. Some investments want more money when you add to your account. I have used mutual funds that allow $50 investments each time. I preffer this over ones that require me to add $200 or more anytime i want to add more money.

Recap on investing in mutal funds.

Look over as many mutual funds as you can. Find investments that have stocks in all different types of services and products. Do not invest in one sector or service.

Look for mutual funds that have a good return for last 5 to 10 years not last 3 or less.

Call or go to the mutual funds office to get the information and forms to invest. Fill out forms and send your check. Make sure to have someone as the beneficiary.

Contribute money to your investments when ever you can. the more you put in early the less you need to add later. If you build up your investments faster when your young you will need to put less money in them to get the money you want to retire or buy something with.

Remeber it is never to early or too late to invest in mutual funds. Take your time read the terms and fund performance for last 5 to 10 years. Ask any questions you have to the mutal fund broker they will be happy to help.

.::stock investing basics::.

Stock investing basics.

The basic stock investing idea is to buy a diverse portfolio of stocks. You have 4 types of basic stock investmenst to choose from.

The first basic stock investment is a mutual fund. You buy shares in a fund that holds mutiple stocks and companies in a single fund. Basicaly you buy stocks in mutiple companies when you buy mutal funds.

Mutual funds have any type of stocks you could want. They have stocks in a sinlge sector like oil to stocks in one country. the best mutual funds invest in all tpes of companies not one sector. This makes the investment haev less risk.

The nest basi stock investment is called a drip. Drip ares are dividend reinvement programs. You buy shares in One comapny and they hold the stock for you. You pay set fee for them to hold the stock and buy you more. Every didvend paid by the company is reinvested in more stocks in that company. This is one of the simplest stock investments thier is. The only problem is if that company stock goes down you get a bigg loss unless i goes back up.

The next basic stock investment is a online brokerage. You put so much money in a account and pick what stocks you wnat and buy and sell them. You control the stocks and when to buy or sell your investments. If you work hard at it and do well you can make alot of money. Most people are better with a mutual fund because they invest the money for you.

The last stock investments are retirement accounts. They are iras, pensions and 401 ks. Pensions and 401k's are handled by your company and sometimes they match the money you invest. If you have one where you work invest in it. You get money from your comapny so your ahead of the game.

Ira's come in 2 forms. A roth ira is popular because you pay no taxes when you retire on the money. The regular ira is nice if you pay alot of taxes now you can reduce your taxes by adding to it. Iras can be a drip or mutual fund or even a online broker account you have.

The first stock investing basics is invest in youyr future. Get a retirement account as soon as you can. Then start a investment account for saving for a home or other things. You can even set up investments to make you money paid every month. Those investments usualy are in bonds. Some mutual funds have investments called income funds and they invest in bonds and stocks so you get higher returns on the investment.

We will discuss bond investments and some more mutual funds in the next posts on are site.

Remember the basic stock investments is to get started. No matter how small or how big you have to start investing in order to have more money down the road. Start simple and get retirment account set up. Then invest for other things you want.

.::how to start investing money::.

How to start investing money.

First thing to do when you want to start investing money is figure out what the money will be used for. Is the investment for retirement or a house or college.

I personaly say everyone should start with a retirement investment then start the other ones. If you start a retirement investment first you will need to put less money in it. The power of compound interest will work in your favor. This is the same thing that the banks make money off .

If your company offers a 401 k or a pension try to put as much money as you can in it. Most companies will add some money to your retirement so take them up on the free cash.

Now if you do not have a 401k or pension than a Ira or roth ira is next best thing. A roth ira is tax free when you take the money out. This is great for anyone who wants the full value of thier account when they retire. The regular ira is tax deductable. What ever you put into the regular ira you can deduct of that years taxes. So if you put the $4000 dollars your allowed you can take the money off your taxes. You will have to pay taxes on the money when you retire.

How to start investing money is a very simple thing. First read some magazines and websites that show mutal funds and retirement accounts. You want to compare funds fees and earnings. You should compare a fund or stock by how much it earned in last 5 and 10 years not last 1 or 2 years. Most funds will make money some years but good ones make money most years.

When you find a fund that makes so much money consistantly that is one you want. Funds do not make money every year but good ones make money more times than not. The average percent they make over 10 years shows how good the fund is.

You can start a retirement account with a mutual fund company or buy into a drip. Drips are dividend reinvestment programs. You buy shares in one stock and the dividend is reinvested in that company. They hold the stocks for you and charge a set fee.

Most people try to find no load or low fees for investments. Make sure that you get a investment that makes money over the 10 year period because paying a lower fee and looseing your money is not that good of a deal.

You can ask friends what they invest in and check out the 10 year performance online or in a magazine. Do not get taken in by high paying funds that have been around a few years or have no record past 5 years. Remember the rich and top investment people in the world all do one thing. They buy good investments that pay consistantly. It might not be the most popular topic how your investment makes 10% a year but you will be ahead in the long run and will have less gray hair when the markets go down.

Recap on how to start investing money.

Start a retirement investment first. Even if you only put a few thousand dollars in it before your start another investment for a home or college fund you will be way ahead of most people.

Never think it is to late or to early to invest in a ira or retirement account. Compare funds and stocks by past 5 to 10 years not the fees charged to own them. If you want to make your investments so they will be very secure bonds and tax free bonds offer some advantages or regular stocks.

Read everything you can about mutual funds you want to invest in and make sure they have a good rate of return for last 5 to 10 years. You can find some mutual funds that allow you to start for $250 and have $50 taken from your bank account each month. Most mutual funds want a investment of atleast $1000 so the $250 and $50 a month is easiest way to start now.

The next posts will deal with what type of investments you would like to invest in. From stocks to bonds even drips. We will discuss what advantages each one offers and what is best for you. We will also discuss why you should have mutiple investments instead of just one.

Remember the sooner you start investing the more money you will make in the long run.

.::Basic Investing::.

Welcome to basic investing.

We will show step by step details on basic investing in stocks, bonds and mutal funds. We will make the site a very simple guide to investments and how to start.

From stock investing to retirement investment. We will cover simple easy beginner investments. From drips or divendend investmenst to mutal funds we will show you how to get started.

Basic investments will not show you what stock or fund to buy that is your choice. We will tell you how to compare stocks and mutal funds and what to look for in a broker. We will also discuss investing in saving bonds and tax free bonds.

Please bookmark basic investment url and send it to anyone who would like this information.