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Rss Directory > Internet > Making Money > Bank Perks


 
LINK

Terms:

5% rebate applies to net REI purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures travel-invoiced trip payments.

1% rebate applies to net non-REI purchases only. Balance transfers, convenience checks, cash advances, finance charges and fees are not eligible.
LINK

Terms:

$29 annual fee, waived for the first year

0% APR2 for 12 months on balance transfers with the Platinum Card

The minimum finance charge - $0.50. Foreign purchase transaction fee - 3.0% of the purchase amount after its conversion into U.S. dollars. The transaction fee for cash advances - 3.0% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers - 3.0% of the amount of each balance transfer, $5 minimum, $75 maximum.
LINK

IBD note: The 25,000-mile bonus is a combination of a 15000-mile sign-up bonus, 5,000-miles-for-$15,000-spent bonus and 5,000-miles-for-$25,000-spent bonus. According to this reward table, you can exchange 25000 miles for a coach SkySaver ticket.



Terms:

15,000 bonus miles after your first purchase.
1,000 bonus miles for each of the first 5 Additional Cards submitted with your application.
5,000 bonus miles every year when you spend $15,000.
5,000 bonus miles every year when you spend $25,000.


No annual fee for the first year, a savings of $85.
Save 5% on all Delta flights purchased directly from Delta with the Card.
Receive a $99 Companion Certificate every year you renew your Card.

1) 15,000 bonus miles will be awarded after your first purchase on the Gold Delta SkyMiles Business Credit Card in the increments of 10,000 as a Welcome Bonus and 5,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Business Cardmembers only. If you already have or had any other Delta SkyMiles Business Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Business Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.

2) 1,000 bonus miles will be awarded to your Delta SkyMiles account for each approved Additional Card submitted with this application, up to a maximum of 5,000 bonus miles. Bonus miles will be posted to your account 8-12 weeks after each Card application is approved.All SkyMiles program rules apply to SkyMiles program membership, miles, offers, mile accrual, mile redemption and travel benefits. To review the rules, please visit delta.com/skymiles. Offers void where prohibited by law. Other restrictions may apply.


3) The close of the calendar year is December 31, without regard to the time of the year that the account is opened. This means that for the first year of Cardmembership your Eligible Spending bonus period may be less than twelve months. If in any calendar year your Eligible Spending on your Gold Delta SkyMiles Business Credit Card is $15,000 or more, you will be awarded 5,000 bonus miles, and if in that same calendar year your Eligible Spending on your Gold Delta SkyMiles Business Credit Card is $25,000 or more, you will be awarded an additional 5,000 bonus miles. Bonus miles do not count towards Medallion status or Million Miler status. You may be permitted to have more than one Gold Delta SkyMiles Business Credit Card from American Express account; however, you are eligible to receive Eligible Spending bonus(es) for only one such Card account.

4) The annual fee for the Gold Delta SkyMiles Credit Card will be waived for the first year of Cardmembership. The annual fee will be $85 thereafter. The $85 annual fee will be reduced to $30, provided you maintain a qualified American Express Consumer Charge Card account in your name for which you pay an annual fee. Qualified accounts include but are not limited to the Personal Card, the Gold Card, and the Platinum Card®.
LINK

Terms:

Save $20 on your first purchase of $100 or more made on your Office Depot Business Credit Account within 60 days of account opening

Subject to Credit Approval. $20 discount will appear as a credit on your first billing statement with a qualifying purchase. Credit cannot be used to satisfy any minimum payment due on your account. One discount per account. Not available on accounts with Full Balance Due Terms.
PROMOTIONAL LINK

You get 12,000 miles if you make one purchase every month during the first year. You can exchange

1) 10,000 miles for $100 travel credit (see here).

or

2) If you spend $100 (to earn additional 100 double miles), you can exchange 12,100 miles for a $50 gift certificate (see here and here ) and a $25 cash credit.

or

3) If you spend $2400 to get additional 2,400 miles, you can exchange 14,400 miles for a $100 gift card (see here and here ).


Terms:


Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases. Offer valid from 06/01/2008-12/01/2008. Promotional Miles will be applied within 8 weeks.
Terms:

Offer subject to credit approval by First USA. Offer available for new Volkswagen Visa® cardsonly. To be eligible to receive your $50 Shell Gift Card (Card), you must apply online through www.vwbankusa.com; and upon approval, you must activate your card through purchase transaction activity with a minimum value of $50 within 60 days of card issuance (activation requirement). Applications received by phone are not eligible. The $50 Shell Gift Card will be sent to cardmembers within 90 days of meeting the activation requirement. The Shell Gift Card can be used only for purchases of goods and services at Shell locations in the U.S. The Card cannot be redeemed for cash and no change will be given, except in those states that requrie redemption for cash. Shell Oil Products US and its related companies are not sponsors or co-sponsors of this promotion. Other restrictions may apply. This offer only available through www.vwbankusa.com. Terms and conditions of this offer subject to change without notice. This offer cannot be combined with any other promotional offer.

You should apply via this promotional link to try to get the bonus!
LINK

Terms from the bank website as of 9/18/07:


One $100 cash bonus per M&T Direct Checking, M&T Classic Checking With Interest, M&T Select® or M&T Select® With Interest account, or $25 cash bonus per other personal checking account, for activating direct deposit within 90 days or account opening.

One $25 cash bonus per personal checking account or $100 cash bonus per M&T Direct Checking, M&T Classic Checking With Interest, M&T Select or M&T Select With Interest account for activating direct deposit within 90 days of account opening. Bonus will be credited to the account after the first direct deposit is made and will be reported as income for tax purposes. Bonus offer only available for new personal accounts opened on or after 9/1/07 in Maryland, Virginia, West Virginia, Delaware or the District of Columbia, subject to change at any time in our sole discretion without notice, and not available to employees of M&T Bank or any of its affiliates.


List of participating branches
LINK

Terms:


This offer is as of August 31, 2006. Certain restrictions apply. Marquette Bank reserves the right to withdraw, suspend or alter this offer at any time, without notice. Minimum opening deposit is $10 for Marquette Totally FREE Checking Account. Customer will be rewarded their choice of gift cards valued at $25 for one new personal checking account opened, plus $25 in gift cards with a direct deposit, and an additional $50 in gift cards if Marquette Bank’s Online Bill Payment option is activated. $25 in gift cards will be awarded to the recipient after two weeks of opening a new personal checking account. Checking accounts opened along with the direct deposit option will also be award an additional $25 and will be distributed one month after receipt of first automatic ACH payment into the checking account. Direct deposit must be recurring weekly, bi-weekly or monthly to receive gift cards. $50 in gift cards will be awarded to the recipient when activating Online Bill Payment with a new personal checking account. Online payments must be paid from new checking account at emarquettebankonline.com within 60 days of account opening and be paid to two
unique payees to receive additional $50 gift card reward. Multiple payments to the same payee will count as one payment toward the reward. Payments previously made to a payee outside of the offer window will not be considered new. Gift cards for Online Bill Payment will be distributed one month after payment is made to two distinct payees. Employees of Marquette Bank, its affiliates and the immediate families of both are ineligible for this promotion. Checking account must remain open for six months or the value of the reward will be debited from the account at closing. This promotion may not be combined with any other special offer. Gift certificates, gift cards and gifts are considered income to you for tax purposes.
Each depositor FDIC insured. *Subject to approval. MasterCard® is a registered trademark of MasterCard International Incorporated. “BEST BUY™ is not affiliated with Marquette Bank. Best Buy does not sponsor, endorse, approve or have any responsibility for this promotion.” BEST BUY and the BEST BUY logo are trademarks of Best Buy Enterprise Services, Inc. Darden Restaurants, Inc. (Red Lobster®, Olive Garden®, Bahama Breeze®, Smokey Bones®) is not affiliated with Marquette Bank. Darden Restaurants is not a sponsor or co-sponsor of this program. Use of our restaurant names, logos or trademarks requires written approval from Darden Restaurants, Inc. See backside of gift card for additional terms and conditions.
JCPenney terms and conditions are applied to gift certificates/Gift Cards. Terms and conditions for JCPenney Gift Cards are listed on the back of the cards and also at jcp.com. JCPenney is not a sponsor of this promotion and is not affiliated with Marquette Bank. The JCPenney name and logo are registered trademarks of J.C. Penney Company, Inc. BLOCKBUSTER® is not affiliated with Marquette Bank. Membership rules and certain restrictions apply for rental at BLOCKBUSTER®. BLOCKBUSTER Gift Cards® are subject to complete terms and conditions found on Gift Card and/or packaging. BLOCKBUSTER name, design, and related marks are trademarks of Blockbuster Inc. Walgreens participation is not an in-store offer and is not a sponsor of this promotion. Fulfillment of Walgreens gift cards will be done through Marquette FunRewards Program. Gift cards are subject to all terms and conditions printed on the gift cards and are subject to change at Walgreens discretion. ©2006 Blockbuster Inc. The Home Depot® is a register trademark of Homer TLC, Inc. BP Gift Cards can only be used for purchases at participating BP and ARCO locations in the US subject to the terms and conditions of use printed on the gift cards. BP Products North America Inc. is not affiliated with Marquette Bank nor is it a sponsor or co-sponsor of this promotion. The BP name and logo are registered trademarks of BP p.l.c. All rights reserved. All other trademarks and
product names are registered trademarks of their respective owners.

bonus states=IL
LINK

Interest Checking terms, conditions and restrictions:

50 bonus offer applies if you sign up for Direct Deposit with your Interest Checking Account within 60 days of opening your account. Once all promotional requirements are met, the $50 bonus will be deposited into your Interest Checking Account within 30 days of receipt of the first Direct Deposit. The $50 bonus is available only on your first Interest Checking Account and will be paid only once. Interest Checking Account earns dividen when daily balance is $750 or more. This is a variable rate account and the APY could change after the account is opened.
LINK

Terms:

Get $25 when your payroll or other regularly scheduled direct deposit of $200 or more is received in your new Principal Bank checking account twice within the first 60 days your checking account is opened. Once your direct deposits are received, your $25 bonus will be credited to your checking account within 120 days of account opening. $25 direct deposit bonus is only available on new checking accounts. Bonus will be reported as interest income.
The best deal I could find is an unadvertised Associated Bank Cash Rebate Card. It is not advertised on their site and is offered in conjunction with Citi. The cash back rebate on gas is NOT a teaser rate but a permanent feature of the card. Here are the details:

- 5% cash rebate on supermarkets, gas stations, drug stores (drug stores = 5% back on prescriptions, another out-of-control expense).
- 1% on everything else.
- Max $300 Rebate Dollars every calendar year (equal to $500 in qualifying purchases/month)
- 0% BT for 9 months.
- No annual fee.

IMO this offer, so far in my search, has been the best "offer" that balances a non-teaser rate with a relatively high rebate limit.

To apply you have to call 1-877-577-9485 (the application process is automated so be prepared to spend around 10 minutes on the phone). To begin I simply pressed the button to say that I found out about the offer via some flyer.

As with all rebate cards the interest rate on purchases is high - prime + 7.99% for this one. It's important to try and pay off your balance each month.

Hope this helps someone - gas prices are horrible.

UPDATE: I just got off the phone with customer service and confirmed that the 5% cash back is NOT an introductory rate, it's good for the life of the card (that's the point, no more opening/closing accounts to take advantage of teaser rates).
LINK

Terms:

Balance Transfer APR: A 0% fixed APR for the first 12 billing cycles following the opening of your account.

BT fee:
3% of the amount of each transaction, but not less than $5.00 nor more than $50.00.
LINK

Terms:

You will receive $50 in bonus rebates. Please allow 6 to 8 weeks after your first purchase for bonus rebates to post to your account. First purchase includes purchases, balance transfers, or any checks that are used to access your account. To qualify for bonus rebates, account must be open and not in default at the time of fulfillment. The bonus offer is valid only for first time cardmembers with new accounts. Only one bonus per account. Existing cardmembers/accounts are not eligible for the bonus offer.
LINK

IBD note: You can exchange 5000 points for a $50 gift card. See examples of gift cards from Dell, Home Depot, GAP, etc here (You may have to use Firefox or Netscape, not Internet Explorer to see AmEx Rewards website!!!).



Terms:


5,000 welcome bonus points will be awarded after your first purchase to your Business Green Rewards Card Account. Welcome bonus points are available for first-time Business Green Rewards Cardmembers only. You may be permitted to have more than one Business Green Rewards Card account; however, you are eligible to earn welcome bonus points for only one Card account. Additional Cardmembers are not eligible. To be eligible to earn bonus points you must be enrolled in the Membership Rewards® program at the time of purchase and charge your purchases to an eligible, enrolled American Express® Card. Welcome bonus points will be credited to your Membership Rewards account 12 to 14 weeks after your first purchase appears on your monthly billing statement. Bonus ID: 0375.
Below are terms and promotional link for $50 bonus for Bank of America Platinum Plus® Visa Card.

Terms:

To qualify for this offer, your new account must be used to make any purchase or cash advance transactions (including balance transfers; which may include transaction fees within 45 days of the account open date). Limit one (1) item per new account. The Bank of America Platinum Plus® Visa® Card offer is subject to application approval by Bank of America. Upon qualifying, a $50 credit will appear on your Bank of America Platinum Plus® Visa® Card statement. Allow 8-12 weeks from qualifying to receive the promotional credit.

You should apply via this promotional link if you want to try to get the bonus.
Below are terms and a promotional link for a $100 bonus for Hawaiian Airlines Visa Platinum Credit Card

IBD note: You can get 20,000 miles after 1st purchase and payment. You can exchange 20,000 miles for four $25 Gift Certificates ($100 in total) for AIG Hawaii AutoBucks or Star Markets, or Mainland US/Hawaii SuperSaver One-Way Coach ticket.


Other rewards include:


Activities
Polynesian Cultural Center Admission Certificate 5,000

CAR
1 day Alamo Compact or Full size Car rental Gift Certificate 7,500

GIFT CERTIFICATES
AIG Hawaii AutoBucks - $25 Gift Certificate 5,000
Star Markets - $25 Gift Certificate 5,000

GOLF
Hawaii Prince Golf Club (Oahu) 10,000
Maui Prince Golf Course (Makena, Maui) 15,000
Hapuna Prince Golf Course (Big Island) 20,000

HOTEL
Outrigger/Ohana Hotels $25 Gift Certificate 5,000
Outrigger/Ohana Hotels $50 Gift Certificate 7,500
Outrigger/Ohana Hotels $100 Gift Certificate 15,000

INTERISLAND AIR-TICKETS.
Interisland SuperSaver One-Way Coach 5,000
Interisland Anytime One-Way Coach 10,000
Interisland Saver One-Way First 10,000
Interisland Anytime One-Way First 20,000
Upgrade Interisland Saver One-Way First 5,000
Upgrade Interisland Anytime One-Way First 10,000

Please note that the card has $50 annual fee.

Terms from the card website as of 7/11/07:

Platinum Cardholders will receive 20,000 HawaiianMiles upon first purchase and first minimum payment. Please allow approximately four to six weeks for miles to be credited to your HawaiianMiles account after your account has opened.


You should apply via this promotional link if you want to try to get the bonus.
LINK

bonus states=CA
in branch=no


Terms from the bank website:

Meriwest's new $50-$50 Direct Deposit-Online Bill Pay promotion lets you earn up to $100:

* $50 for signing up for Direct Deposit

* another $50 for setting up Online Bill Pay

Both services are free from Meriwest, and save you time and money.



Receive a $50 bonus if you set up a new Direct Deposit of net payroll. Members must be 18 years of age or older to qualify. $1,000.00 per month minimum ongoing payroll Direct Deposit required to qualify for Direct Deposit bonus. Member must establish Direct Deposit within 45 days of opening the checking account to receive $50 Direct Deposit bonus. Direct Deposit bonus will be deposited by the 20th of the month following qualifying Direct Deposits. Receive a $50 bonus for new active Bill Pay. Active Bill Pay requires at least 2 bills paid with a 60-day period. Qualifying bill payments must be paid within 90 days of signing up for Online Bill Pay. Bill Pay bonus will be deposited by the 20th of the month following the qualifying bill payments. Limit one (1) Direct Deposit bonus and one (1) Bill Pay bonus per household. Contact Meriwest Credit Union for complete details. Consumer accounts only. Limited-time offer can be withdrawn or modified at any time without notice. Bonus may be reported as income to the IRS. Membership is required with a one-time, non-refundable $5 fee.
LINK

Terms from the CU website:



Open a New Checking Account and we'll pay you $100.00*

Being paid to join something is a nice (chunk of) change:


$25.00 for opening a new checking account

$75.00 for signing up for monthly Direct Deposit of $500.00 or more


Not a Meriwest member? Enter in promo code S3OCT07WB when signing up.



Receive a $25 bonus when opening your first checking account with Meriwest Credit Union. Receive an additional $75 bonus if you set up Direct Deposit of net payroll. New members must be 18 years of age or older to qualify. $500.00 per month minimum ongoing payroll Direct Deposit required to qualify for Direct Deposit bonus. Member must establish Direct Deposit within 45 days of opening the checking account to receive $75 Direct Deposit bonus. Direct Deposit bonus will be deposited 90 days after checking account is opened. Limit one (1) checking account and one (1) Direct Deposit bonus per new member. Contact Meriwest Credit Union for complete details. Consumer accounts only. Limited-time offer can be withdrawn or modified at any time without notice. Bonus will be reported as interest income to the IRS. Membership is required with a one-time, non-refundable $5 fee. Copyright © 2007 Meriwest Credit Union. All rights reserved. Annual Percentage Yield (APY) and dividend rates are variable and may change at any time. All dividend-earning checking accounts require a $100 minimum daily balance to earn the current APY. APY as of October 1, 2007, is 0.20% for Smart Checking balances of $100.00 to $999.99; 0.30% for balances $1,000 to $4,999.99; and 0.40% for balances $5,000.00 and more. Fees may reduce earnings.




bonus states=CA
in branch=no
LINK

Terms:

You get 2,000 AAdvantage® miles for opening the account, a bonus of 1,000 AAdvantage® miles for activating direct deposit and more AAdvantage® miles each month based on your average balance. You earn interest, and your first check order of 50 checks is free. See, it really is miles ahead of other checking accounts.


Bonus offers are available for a limited time only. The account opening bonus AAdvantage® miles are earned upon opening your new AirMiles Checking account, and the direct deposit bonus AAdvantage® miles are earned when you sign up for direct deposit. Direct deposit must be initiated within 60 days of opening your AirMiles Checking account and must be at least $250 per month or direct deposit bonus will be reversed. The Annual Percentage Yield (APY) as of 6/30/04 was 0.25% and is subject to change. There is no minimum balance required to obtain AAdvantage® mileage bonuses for opening an account or for establishing direct deposit; however, the minimum balance to open the account is $100. You will be assessed a fee of $100 if you close your AirMiles Checking account within 90 days of opening, or a fee of $50 if you close your account after 90 days but before 181 days of opening. Another Guaranty Bank account cannot be converted or closed in order to open an AirMiles account and receive the account-opening AAdvantage® mile bonus. The AAdvantage® mile bonuses for account opening and direct deposit may be awarded one time per primary accountholder and may only be awarded in connection with the opening of any accountholder's first AirMiles Checking account. All bonus AAdvantage® miles will be reported to AmericanAirlines within 30 days of the last day of the applicable account cycle. Certain restrictions may apply. Personal accounts only.

AmericanAirlines® and AAdvantage® - are registered trademarks of American Airlines, Inc. American Airlines reserves the right to change AAdvantage® program rules, regulations, travel awards and special offers at any time without notice, and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit www.aa.com/aadvantage.
You can get more than 9000 miles if you open BankDirect CDs.


LINK



Terms:


Earn 1,000 miles for yourself and a friend from our Refer-A-Friend Program
1,000 miles to convert your Regular Checking or Regular MMA to a Mileage Checking Account or Mileage Money Market Account
1,000 miles for each new Mileage Checking Account or Mileage Money Market Account*
5,000 miles for signing up for payroll direct deposit into a Mileage Checking Account**
2,000 miles for using BankDirect's bill pay service for 12 consecutive months from a Mileage Checking Account**
100 miles per month for every $1,000.00 maintained in a Mileage Checking Account
50 miles per month for every $1,000.00 maintained in a Mileage Money Market Account
1,000 miles for every $1,000.00 spent on a two-year Mileage CD purchase
500 miles for every $1,000.00 spent on a one-year Mileage CD purchase
250 miles for every $1,000.00 spent on a 6-month Mileage CD purchase
LINK

Terms from the card website:

Earn 3% rebates on purchases at 12,000 Exxon and Mobil stations.
Earn a 1% rebate on other purchases made wherever MasterCard is accepted.
LINK

Terms:

Balance Transfers and Convenience Checks APR: 0% fixed is effective for the first twelve billing cycles after you open your account.

Balance Transfer and Convenience Check Charge: During the first twelve billing cycles: 3% of the amount of each transfer or check, $5 minimum, $50 maximum. After the first twelve billing cycles: 3% of the amount of each transfer or check with a minimum fee of $5.
LINK

Terms:

Bonus $100 savings applies to your first purchase made on or before June 30, 2009, and will appear as a statement credit on your monthly billing statement. Maximum discount available is $100 per Card Account
Below are bonus terms and link to a promotional page for $50 bonus for an American Express SimplyCash Business Card.


Terms:

Bonus $50 savings applies to your first purchase made on or before June 30, 2009, and will appear as a statement credit on your monthly billing statement. Maximum discount available is $50 per Card Account.



You should apply via this promotional link if you want to try to get the bonus.
LINK

Terms:

To receive the $50.00 gift certificate: respond to this offer; be approved for the card; and use your card for any purchase within 60 days of your account open date. Redeem your gift certificate the next time you visit the NASCAR.COM Superstore® and use your Bank of America NASCAR RacePoints® Visa® card. No minimum purchase amount required.

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